| Words cost money. These five phrases cost riders thousands — sometimes everything. |
| What You Said | How They Use It Against You |
| “I’m fine” / “I’m okay.” | Adjuster records it as proof you weren’t seriously injured — even if you’re in the hospital three days later |
| “I’m sorry.” | Treated as an admission of fault. Even said out of reflex. Even if the crash was 100% the other driver’s fault. |
| “I didn’t see them either.” | Establishes that you failed to maintain a proper lookout — a direct comparative fault argument |
| “I think I was going about…” | Any speed estimate you give will be used against you, even if it was under the limit |
| “I was just trying to…” | Any explanation of your actions before the crash gives the adjuster something to reframe as reckless behavior |
WHAT TO SAY INSTEAD
- “I need medical attention.”
- “I’d like the officer’s name and badge number.”
- “My attorney will be handling all communication about this incident.”
- Nothing else. Silence is not suspicious. It is smart.
THE RULE
Exchange insurance and identification information. That is your legal obligation at the scene. Everything beyond that — every question about speed, fault, what you saw, how you feel — goes through your dedicated motorcycle accident attorney in Texas.
WHEN THE OTHER DRIVER’S INSURANCE CALLS
They will call. They will be friendly. They will say they just want your side of the story. They are recording the call. They are trained to get you to say something that reduces your payout. You are not required to speak to them. Say this:
| The Script: “I have an attorney handling this matter. Please direct all communication to them.” Then end the call. You owe them nothing else. |
The best thing you can say after a motorcycle crash is as little as possible — and the second best thing is to call a lawyer before you say anything at all.
Contact a proven Texas motorcycle accident attorney — even if you never hire us.