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Fighting for Injured Motorcyclists

We Understands the Risks

What to do After a Crash

Jared's Story

Rider Checklists: The Road Justice Library

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CHECKLIST 1: Immediately After a Motorcycle Crash

Your Crash Scene Survival Guide — The First 60 Minutes

SAFETY FIRST

[ ] Move yourself out of traffic if you can move without worsening an injury

[ ] Turn on the hazard lights on any vehicle that has them

[ ] Call 911 — Texas law requires it for any crash with injury or damage over $1,000

YOUR BODY

[ ] Do a quick self-check: can you feel your extremities? Any numbness?

[ ] Do NOT remove your helmet if you suspect head or neck injury — wait for EMS

[ ] Tell paramedics every place that hurts, even if it seems minor

[ ] NEVER say “I’m fine” or “I’m okay” — say “I need to be evaluated.”

[ ] Go to the ER or urgent care the SAME DAY, even if you feel okay

AT THE SCENE

[ ] Do NOT admit fault — not to the driver, not to witnesses, not to police

[ ] Do NOT discuss the details of the crash beyond what the police require

[ ] Get the other driver’s: full name, phone, driver’s license number, license plate, insurance company, policy number

[ ] Get the names and phone numbers of all witnesses

[ ] Get the responding officer’s name and badge number

[ ] Ask how to obtain the CR-3 crash report (cris.dot.state.tx.us)

DOCUMENT EVERYTHING — USE YOUR PHONE NOW

[ ] Photo: the crash scene from multiple angles

[ ] Photo: all vehicle damage (your bike, their vehicle)

[ ] Photo: your visible injuries (cuts, bruising, road rash)

[ ] Photo: skid marks, debris field, glass, and road conditions

[ ] Photo: traffic signals, stop signs, and lane markings

[ ] Photo: the other driver’s license, registration, and insurance card

[ ] Note: any nearby surveillance cameras (business cameras, traffic cameras, doorbell cameras)

[ ] Note: weather conditions, time of day, lighting conditions

YOUR MOTORCYCLE

[ ] Do NOT move the bike unless it is creating an immediate traffic hazard

[ ] If you must move it, photograph its original position first

[ ] Note the name of any tow company that takes the bike

[ ] Do NOT authorize repairs until your lawyer or insurer has inspected it

[ ] Preserve your helmet, jacket, gloves, and all gear — they are evidence

WHAT NOT TO DO

[ ] Do NOT give a recorded statement to anyone — especially the other driver’s insurance

[ ] Do NOT sign anything at the scene

[ ] Do NOT post about the crash on social media

[ ] Do NOT accept any payment or settlement offer at the scene

WHEN YOU ARE SAFE

[ ] Call a motorcycle injury attorney — most offer free immediate consultations

[ ] Notify YOUR insurance company that a crash occurred

[ ] Do NOT contact the other driver’s insurance without speaking to a lawyer first

CHECKLIST 2: Before Every Ride

Pre-Ride Safety and Legal Protection Checklist

TIRES

[ ] Tire pressure (check cold — see your manual for spec)

[ ] Tread depth — minimum 2/32″ front, 1/32″ rear (replace sooner)

[ ] No visible cracks, bulges, or embedded objects

CONTROLS

[ ] Throttle — smooth operation, snaps back when released

[ ] Clutch lever — smooth pull, proper free play

[ ] Front brake lever — firm, not mushy

[ ] Rear brake pedal — responsive

[ ] Both brake lights activate when braking

LIGHTS

[ ] Headlight (high and low beam)

[ ] Taillight and brake lights

[ ] Turn signals (all four)

[ ] Mirrors (clean, properly adjusted)

OIL AND FLUIDS

[ ] Engine oil level

[ ] Coolant level (liquid-cooled bikes)

[ ] Brake fluid (clear/light yellow is good; dark means change it)

[ ] Chain lube or final drive (shaft drive)

CHASSIS

[ ] No unusual play in handlebars

[ ] Suspension — no oil leaks

[ ] No loose bolts or hardware visible

[ ] No fuel smell or visible leaks

YOUR GEAR

[ ] Helmet — DOT/ECE/SNELL certified, no cracks or damage from prior impact

[ ] Eye protection — clear visor or goggles

[ ] Jacket — armored, abrasion-resistant

[ ] Gloves — full-finger, abrasion-resistant

[ ] Boots — over-the-ankle, non-slip sole

[ ] Pants — reinforced riding pants

YOUR DOCUMENTATION (carry every ride)

[ ] Valid motorcycle license or endorsement

[ ] Current vehicle registration

[ ] Proof of insurance

YOUR CONDITION

[ ] No alcohol or impairing substances

[ ] Adequate sleep

[ ] No medications causing drowsiness

[ ] Someone knows your route and estimated return time

CHECKLIST 3: Insurance Coverage Review

Is Your Motorcycle Policy Actually Protecting You?

STEP 1: VERIFY YOUR BASIC COVERAGE

[ ] Liability — do you have it? What are the limits? (Texas minimum is 30/60/25; recommended 100/300/100)

[ ] Collision coverage — covers damage to YOUR bike

[ ] Comprehensive coverage — covers theft, weather, vandalism

STEP 2: THE MOST IMPORTANT QUESTION — DO YOU HAVE UM/UIM?

[ ] Do you have Uninsured/Underinsured Motorist (UM/UIM) coverage?

[ ] What are your UM/UIM limits? (Recommended: match your liability limits)

[ ] Does your UM/UIM include property damage (UMPD)?

If you declined UM/UIM, call your agent today and add it. It is cheap. It is essential.

STEP 3: MEDICAL COVERAGE

[ ] Do you have Personal Injury Protection (PIP)?

[ ] Do you have Medical Payments (MedPay)?

[ ] What are your PIP/MedPay limits?

STEP 4: GEAR AND ACCESSORIES

[ ] Does your policy cover custom parts, accessories, and modifications?

[ ] Does it cover your helmet, jacket, and riding gear in a crash?

STEP 5: QUESTIONS TO ASK YOUR AGENT

[ ] “Is my UM/UIM set to at least match my liability limits?”

[ ] “Do I have PIP on my motorcycle policy?”

[ ] “Does my policy cover custom parts and accessories? What’s the limit?”

[ ] “Does my roadside assistance cover my motorcycle specifically?”

[ ] “Can my UM/UIM be stacked with my auto policy?”

CHECKLIST 4: Evidence Preservation After a Crash

A Lawyer’s Checklist for the First 30 Days

DAYS 1–3: YOUR MOTORCYCLE AND GEAR

[ ] Motorcycle is stored in a secure location — NOT on a tow lot, racking up fees

[ ] Motorcycle has NOT been repaired or cleaned

[ ] Helmet is stored safely — NOT discarded, NOT given to insurance

[ ] Riding jacket, gloves, boots, and pants are stored intact

[ ] Photos of all gear damage (abrasion patterns, impact marks, torn areas)

DAYS 1–3: DIGITAL EVIDENCE

[ ] Dashcam/helmet cam footage — downloaded and backed up to cloud storage

[ ] Phone photos from crash scene — backed up

[ ] GPS/ride tracking app data from the day of the crash — exported and saved

[ ] Contacted nearby businesses about surveillance footage preservation (footage overwrites in 30 days)

DAYS 1–7: MEDICAL DOCUMENTATION

[ ] Every medical provider you see is documented — name, address, date

[ ] You have told every provider the crash date and how it happened

[ ] You have NOT minimized your symptoms to any provider

[ ] You are filling every prescription and keeping records

[ ] Begin a pain and symptom journal (see Checklist 5)

DAYS 1–14: LEGAL AND FINANCIAL

[ ] Attorney has been contacted — even if only for a free consultation

[ ] You have NOT given a recorded statement to the other driver’s insurer

[ ] You have NOT signed a medical authorization for the other driver’s insurer

[ ] You have NOT posted about the crash on social media

[ ] Police report (CR-3) has been requested and reviewed for accuracy

[ ] Employer has been notified of your injury and any work restrictions

[ ] Lost wage documentation has begun

RED FLAGS — THINGS THAT CAN HURT YOUR CASE

[ ] Gaps in medical treatment — if you must miss an appointment, document why

[ ] Social media posts about physical activity, travel, or feeling good

[ ] Discussing the case with anyone other than your attorney and doctor

[ ] Repairing or selling the motorcycle before attorney approval

[ ] Accepting any settlement offer without legal review

CHECKLIST 5: Daily Pain and Symptom Journal Template

Build the Evidence That Proves Your Injury Is Real

Complete this journal every day — even on good days. Good days matter because they show the variability of your condition. Skip entries hurt your credibility.

Daily Entry Template

Date: _______________ | Day since crash: Day _____

PAIN AND PHYSICAL SYMPTOMS

For each area that hurts or is affected, note the location, type of pain (sharp, dull, burning, aching, numbness, tingling), and a 1–10 pain scale.

Describe any new symptoms today not present before:

_____________________________________________________________

Did your pain/symptoms improve, worsen, or stay the same compared to yesterday?

[ ] Improved — describe: ___________________________________

[ ] Same

[ ] Worse — describe: ___________________________________

THINGS YOU COULD NOT DO TODAY

Be specific: “could not turn head to check mirrors,” “could not lift arm above shoulder level,” “could not stand for more than 10 minutes.”

_____________________________________________________________

_____________________________________________________________

WORK AND DAILY LIFE IMPACT

[ ] Missed work today — reason: ___________________________________

[ ] Worked but with limitations — describe: ___________________________________

[ ] Unable to perform household tasks — which ones: ___________________________________

[ ] Needed assistance from family/caregiver — describe: ___________________________________

SLEEP

Hours slept: ___ | Sleep disrupted by pain or injury? Yes / No

Describe: _____________________________________________________________

EMOTIONAL/MENTAL STATE

(Anxiety, depression, fear of riding, PTSD symptoms, difficulty concentrating — these are compensable damages)

_____________________________________________________________

MEDICAL APPOINTMENTS TODAY

Provider: _______________ | Time: _______________ | Purpose: _______________

What did the provider tell you? _____________________________________________

CHECKLIST 6: Hiring a Motorcycle Injury Attorney

What to Ask Before You Sign Anything

QUESTIONS TO ASK DURING THE CONSULTATION

[ ] “How many motorcycle crash cases have you handled in the past two years?”

[ ] “What percentage of your personal injury caseload involves motorcycles specifically?”

[ ] “Do you work with accident reconstructionists who specialize in motorcycle dynamics?”

[ ] “How do you handle the ‘reckless rider’ bias from insurance companies?”

[ ] “Will you personally be handling my case, or will it be assigned to someone else?”

[ ] “What is your fee structure and contingency percentage?”

[ ] “What is your honest assessment of my case — strengths AND challenges?”

RED FLAGS — WALK AWAY

[ ] They guarantee a specific outcome or settlement amount

[ ] They pressure you to sign immediately

[ ] They cannot explain how motorcycle crash cases differ from car crash cases

[ ] They have never mentioned the CR-3 report, UM/UIM coverage, or rider bias

[ ] Their office feels like a processing center — high volume, low personal attention

GREEN FLAGS — SIGNS YOU’VE FOUND THE RIGHT PERSON

[ ] They ask thoughtful questions about your crash — the bike, the road, the gear, the scene

[ ] They mention specific motorcycle crash concepts (lean angle, inattentional blindness, gear as evidence)

[ ] They are honest about the challenges, not just the potential upside

[ ] They do not pressure you to decide immediately

[ ] They have a demonstrated connection to the riding community

[ ] They are willing to talk to you for free and answer questions even if you don’t hire them

Contact a trusted Texas motorcycle accident lawyer — no cost, no obligation, just straight answers from someone who rides.

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